Raptors Biker Squad
Forum RBS
FAQ
Szukaj
Użytkownicy
Grupy
Galerie
Rejestracja
Profil
Zaloguj się, by sprawdzić wiadomości
Zaloguj
Forum Raptors Biker Squad Strona Główna
->
Wypady
Napisz odpowiedź
Użytkownik
Temat
Treść wiadomości
Emotikony
Więcej Ikon
Kolor:
Domyślny
Ciemnoczerwony
Czerwony
Pomarańćzowy
Brązowy
Żółty
Zielony
Oliwkowy
Błękitny
Niebieski
Ciemnoniebieski
Purpurowy
Fioletowy
Biały
Czarny
Rozmiar:
Minimalny
Mały
Normalny
Duży
Ogromny
Zamknij Tagi
Opcje
HTML:
NIE
BBCode
:
TAK
Uśmieszki:
TAK
Wyłącz BBCode w tym poście
Wyłącz Uśmieszki w tym poście
Kod potwierdzający: *
Wszystkie czasy w strefie EET (Europa)
Skocz do:
Wybierz forum
Jakaś kategoria
----------------
Ogólne
Wypady
Tylko RBS
Przegląd tematu
Autor
Wiadomość
zvswgogna
Wysłany: Wto 6:03, 10 Gru 2013
Temat postu: Loan Protection Insurance Will Become More Transpa
Loan Protection Insurance Will Become More Transparent
Some changes have already been put in place as a result of the recommendations and more are in the pipeline, with the forthcoming introduction of comparison tables in March this year.
It is thought that with the introduction of the tables protection policies will become more transparent, and so consumers will be less confused and less likely to buy an unsuitable policy. Currently consumers often misunderstand payment protection products and don't know exactly what their policy will deliver. For example, many do not realise there are exclusions in a policy that can stop them from being eligible to claim. However, the tables will highlight the exclusions, make the consumer aware of how much the cover will cost and, through question and answers, allow them to choose a suitable policy.
For now the best way to take out cover is to go to an independent specialist for your quote. A specialist will offer a quality policy along with information regarding the exclusions and other vital facts about the policy you are considering taking out. It is vital that the exclusions are taken into account and read with great care. General exclusions include suffering from an ongoing illness,[url=http://www.sport.fr/economie/airmax.html]air max pas cher[/url], being of retirement age or only working in a parttime position. However, sometimes the exclusions may not apply for instance, providing you have not suffered from the illness within the past two years then you could still benefit from taking out cover. The provider may include other exclusions so you have to check the terms and conditions of each individual quote.
The quotes an independent provider can give could save you up to 80% on the cost of a policy in comparison to the high street lenders. The cover taken out will also be a quality product that is backed up by experience in selling payment protection. Generally loan cover will start to provide a taxfree income from one to three months of being unable to work. You have to continually be unable to attend work with no break in between. Once you have started to receive the benefit it would carry on, providing you with peace of mind for between 12 to 24 months, depending on the policy terms. In the majority of cases this is enough time to recover from your illness or accident or to find work.
Loan protection insurance has received a bad name since the Office of Fair Trading revealed that policies had been missold. Faith in all payment protection products was lost and there was a decline in policies sold. However, without a backup plan to fall back on if you should lose your income, added stress can delay your recovery and make the job hunt more pressured, and you may end up with a bad credit rating that affects your future financial options. Loan protection can work well, providing the policy suits your circumstances. It is important to realise that the product is not faulty; it is those lenders selling policies despite having little or no experience in the sector that create problems.
fora.pl
- załóż własne forum dyskusyjne za darmo
Powered by
phpBB
© 2001, 2005 phpBB Group
Regulamin